Rashtriya swsthya bima yojna in India- Implementation and impact Dr. Gill Harinder Singh*, Mrs. Shahi Amandeep Kaur** *Associate Professor & HOD, Department of Management Studies & Computer Application, Amritsar College of Engineering & Technology, Amritsar, Punjab, India **Lecturer, Rayat Institute of Management, Railmajra, Punjab, India Abstract Government of India announced Rashtriya Swasthya Bima Yojana (RSBY) in October 2007 to provide health insurance to Below Poverty Line (BPL) household, which is being implemented by different states across India, to protect them from major health shocks. There are twenty six states, which have tendering process of RSBY out of which twenty three states have signed memorandum of understanding with central government. The enrollment processes have already being started in twenty six states and twenty three states have started delivery of RSBY to BPL families. 150 million people who are covered under any kind of health insurance and there are 51.3 million BPL families in twenty six states/UT and approximately 24.14 million people enrolled with Rashtriya Swasthya Bima Yojana out of which Smart cards have been issued to 24 million people with 2.2 million hospitalization cases. The objectives of the study are two fold, firstly, to study the current status of Rashtriya Swasthya Bima Yojana in India and second to study the Implementation and impact of Rashtriya Swasthya Bima Yojana in various states of India. The study indicates that health expenditure related impoverishment in India is quite high. There are substantial variations across the states of India, with a few states accounting for most of the health expenditure related impoverishment. Rural states rank higher than urban and outpatient services account for a much larger share of the financial burden on households than inpatient services, even though the latter are typically more costly per service consumed. Top Keywords Below Poverty Line Health Expenditure, Health Insurance, Impoverishment, Implementation. Top |