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A study of the profitability of urban cooperative banks (In greater mumbai andjalgaon for 5years) Dr. Sant Seema*, Dr Chaudhari P.T** *Sr. Faculty Member, Indigrow Institute of Professional Studies, Mira Road East **Head of Department of Commerce, M.J.College, Jalgaon (M.S) Abstract This paper evaluates the performance of Urban Cooperative banks for the period 2004-2009. Financial ratios are employed to measure the profitability, liquidity and credit quality performance of Ten Urban Cooperative banks from Jalgaon and Greater Mumbai The study found that overall bank performance increased considerably in the years of the analysis. A significant change in trend is noticed at the onset of the global financial crisis in 2007, reaching its peak during 2008-2009. This resulted in falling profitability, less liquidity and deteriorating credit quality in the Indian Banking sector. Top Keywords Bank performance, financial ratio analysis, Profitability, Urban Cooperative bank. Top | |
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